SBI Junior Associate Recruitment December 2024: Apply for 13,735 Posts

The State Bank of India (SBI), the largest and most trusted banking institution in the country, has officially announced the SBI Junior Associate Recruitment December 2024 for the position of Junior Associate (Customer Support and Sales). This clerical cadre recruitment drive aims to fill a total of 13,735 vacancies across various states and circles in India. The announcement opens up a significant employment opportunity for graduates looking to enter the banking sector.

Eligible candidates must carefully review the eligibility criteria, application process, and selection phases. This article provides a detailed breakdown of all necessary information, including eligibility requirements, state-wise vacancies, examination patterns, salary details, and important dates, ensuring clarity for aspiring applicants.

SBI Junior Associate Recruitment December 2024

Feature	Details
Conducting Authority	State Bank of India (SBI)
Post Name	Junior Associate (Customer Support & Sales)
Total Vacancies	13,735
Job Type	Clerical Cadre
Application Mode	Online
Application Start Date	17 December 2024
Application End Date	07 January 2025 (up to 11:59 PM)
Preliminary Exam Date	February 2025
Main Exam Date	March/April 2025
Job Location	Across India
Official Website	sbi.co.in

State-Wise SBI Junior Associate December 2024 Vacancy

The recruitment for SBI Junior Associate is divided into various Circles and States/Union Territories, ensuring that the opportunities are distributed fairly across regions. The table below provides a state-wise and circle-wise breakdown of the 13,735 vacancies:

Circle	State/UT	Vacancies	Language
Ahmedabad	Gujarat	1,073	Gujarati
Bengaluru	Karnataka	725	Kannada
Bhopal	Madhya Pradesh	1,317	Hindi
Chandigarh	Haryana	306	Hindi/Punjabi
Chandigarh	Punjab	850	Punjabi
Chennai	Tamil Nadu	1,100	Tamil
Hyderabad	Telangana	342	Telugu/Urdu
Kolkata	West Bengal	1,254	Bengali/Nepali
Lucknow	Uttar Pradesh	1,894	Hindi/Urdu
Maharashtra	Maharashtra	1,163	Marathi

Candidates must apply for only one State/UT and must be proficient in the specified local language.

Eligibility Criteria For SBI Junior Associate Jobs December 2024

To ensure transparency and merit-based selection, the SBI Junior Associate Recruitment outlines clear eligibility conditions.

1. Age Limit (as of 01.04.2024):

• Minimum Age: 20 years
• Maximum Age: 28 years
• Candidates must have been born between 02 April 1996 and 01 April 2004 (both dates inclusive).

Age Relaxation:

Category	Upper Age Relaxation
SC/ST	5 years
OBC (Non-Creamy Layer)	3 years
PwBD (General/EWS)	10 years
PwBD (SC/ST)	15 years
PwBD (OBC)	13 years
Ex-Servicemen	Service Period + 3 years

2. Educational Qualification (as on 31.12.2024):

• Candidates must hold a Bachelor’s degree in any discipline from a recognized university or equivalent qualification recognized by the Government of India.
• Students in their final year/semester of graduation can also apply. However, they must produce proof of graduation by 31 December 2024.

3. Local Language Proficiency:

• Proficiency in the local language of the chosen State/UT is mandatory.
• Candidates must qualify in the Language Proficiency Test (LPT) unless they studied the language as a subject in Class 10th/12th.

SBI Junior Associate Recruitment December 2024 Application Process

Candidates must complete the application process online through the official website. The following steps ensure a smooth application process:

1. Online Registration
   • Visit the official SBI website: sbi.co.in.
   • Navigate to the “Careers” section and select the Junior Associate Recruitment link.
   • Register using a valid email ID and mobile number.
2. Filling Application Form
   • Provide personal, academic, and contact details accurately.
   • Select the preferred State/UT and examination centre.
3. Uploading Documents
   • Upload scanned copies of the following documents:
     • Recent Photograph: 20–50 KB (JPG format).
     • Signature: 10–20 KB (JPG format).
     • Left-Hand Thumb Impression: 20–50 KB (JPG format).
     • Handwritten Declaration: “I hereby declare…” as per instructions.
4. Payment of Application Fee
   • General/OBC/EWS: ₹750
   • SC/ST/PwBD/Ex-Servicemen: Exempted
   • Payment can be made online via debit/credit card, net banking, or UPI.
5. Submission
   • Review the filled form, ensure accuracy, and submit the application.
   • Save a copy of the application form and fee receipt for future reference.

SBI Junior Associate Recruitment December 2024 Selection Process

The selection process for the SBI Junior Associate Recruitment involves three stages:

1. Preliminary Examination
2. Main Examination
3. Language Proficiency Test (LPT)

1. Preliminary Examination

The preliminary exam is objective-based and serves as a qualifying stage.

Name of Test	No. of Questions	Marks	Duration
English Language	30	30	20 Minutes
Numerical Ability	35	35	20 Minutes
Reasoning Ability	35	35	20 Minutes
Total	100	100	1 Hour

• Negative Marking: 1/4th mark will be deducted for every incorrect answer.

2. Main Examination

The main examination evaluates candidates on multiple subjects, including reasoning, numerical aptitude, and general awareness.

Name of Test	No. of Questions	Marks	Duration
General/Financial Awareness	50	50	35 Minutes
General English	40	40	35 Minutes
Quantitative Aptitude	50	50	45 Minutes
Reasoning Ability & Computer Aptitude	50	60	45 Minutes
Total	190	200	2 Hr 40 Min

3. Language Proficiency Test (LPT)

Candidates must prove their proficiency in the opted local language by qualifying the LPT.

Salary Structure and Benefits for SBI Junior Associate Recruitment 2024

The State Bank of India (SBI) offers an attractive salary package and comprehensive benefits for candidates selected for the Junior Associate (Customer Support and Sales) post. This position falls under the Clerical Cadre, and the salary structure is governed by SBI’s regulations and the guidelines laid out for clerical employees across India.

1. Associate Recruitment December 2024 Salary Structure

The SBI Junior Associate receives a competitive pay scale, including Basic Pay, allowances, and annual increments. The structure follows a fixed scale of pay:

Pay Component	Amount (₹)
Basic Pay (Starting)	₹26,730/-
Pay Scale	₹17,900 – ₹47,920/-
Annual Increment	₹1,000 to ₹1,300 (based on pay scale stage)

Breakdown of Salary Components:

• Basic Pay:
  The initial Basic Pay is ₹26,730/- per month, including increments for graduates.
  The salary increases incrementally as the employee progresses through the pay scale.
• Dearness Allowance (DA):
  • The Dearness Allowance (DA) is revised quarterly based on the Consumer Price Index (CPI) published by the Government of India.
  • Currently, DA is approximately 40% of the Basic Pay.
  • DA ensures that the purchasing power of employees remains intact, compensating for inflation.
• House Rent Allowance (HRA):
  • HRA depends on the posting location:
    • 8% of Basic Pay for rural areas.
    • 8.5% of Basic Pay for semi-urban areas.
    • 10% of Basic Pay for urban/metropolitan areas.
• Transport Allowance (TA):
  • Employees receive a fixed Transport Allowance every month to cover travel expenses.
  • The TA is not location-dependent and is standard for all employees.
• Special Allowance:
  • SBI also includes a Special Allowance in addition to the Basic Pay.
  • Currently, the Special Allowance is approximately 7.75% of the Basic Pay.

2. Gross Monthly Salary

The total Gross Monthly Salary for an SBI Junior Associate, including Basic Pay and allowances, is as follows:

Component	Approximate Amount (₹)
Basic Pay	₹26,730
Dearness Allowance (DA)	₹10,500 – ₹11,000
House Rent Allowance (HRA)	₹2,100 – ₹2,700 (depending on location)
Transport Allowance	₹1,300
Special Allowance	₹2,070
Gross Salary	₹45,000 – ₹47,000

Note: The gross salary may vary slightly based on the location of posting and prevailing DA rates.

3. In-Hand Salary

After deductions such as Provident Fund (PF), Professional Tax, and other contributions, the net in-hand salary for an SBI Junior Associate typically ranges between ₹36,000 – ₹38,000 per month.

Salary Component	Approximate Deduction (₹)
Provident Fund (PF)**	₹3,000 – ₹3,500
Professional Tax**	₹200
Other Deductions	₹500 – ₹800
Net In-Hand Salary	₹36,000 – ₹38,000

4. Perks and Allowances

Apart from the salary, SBI Junior Associates enjoy various perks and benefits that make this job highly attractive.

a) Provident Fund (PF) and Pension Scheme:

• A significant portion of the salary is contributed towards the Provident Fund (PF), ensuring post-retirement financial security.
• Employees are also eligible for the Defined Pension Scheme, which offers a fixed income after retirement.

b) Medical Benefits:

• SBI provides comprehensive medical insurance for employees and their dependents.
• Coverage includes expenses for hospitalization, treatment of critical illnesses, and annual health check-ups.
• Employees can also avail of cashless treatment facilities at various empanelled hospitals.

c) Leave Fare Concession (LFC):

• Under LFC, employees can claim expenses for travel and accommodation for themselves and their family members once every 2 years.
• LFC provides a significant benefit, allowing employees to explore destinations while covering travel expenses.

d) Home Travel Concession (HTC):

• SBI also offers HTC as part of employee benefits, enabling staff to visit their hometown with reimbursed travel expenses.

e) Housing Facilities:

• Employees posted in certain locations may be eligible for leased accommodation, where rent is partially or fully paid by SBI.
• HRA is provided for those who do not opt for leased housing.

f) Transport Facilities:

• SBI provides a fixed Transport Allowance to support daily commuting expenses.
• In metro cities, employees may also avail of transport services managed by SBI.

g) Special Compensatory Allowances:

• Employees posted in remote or difficult locations receive additional compensatory allowances.

h) Festival Advances and Loans:

• SBI employees are eligible for festival advances to cover festival expenses.
• Concessional loan facilities for housing loans, vehicle loans, and education loans are also offered.

i) Performance-Based Incentives:

• Employees may receive annual performance incentives based on their overall performance and contributions.

5. Career Growth and Promotions

The position of Junior Associate serves as an entry point into the SBI hierarchy. SBI offers excellent opportunities for career progression through internal promotions and examinations.

Level	Position
Entry-Level	Junior Associate (Customer Support & Sales)
After 3 Years	Senior Assistant
After 5–6 Years	Assistant Manager (Scale 1 Officer)
Mid-Level	Deputy Manager, Branch Manager
Higher Management	Chief Manager, AGM, DGM

Promotion opportunities are available through internal departmental examinations, and employees can advance to officer-grade positions within a short span of time.

6. Job Stability and Work-Life Balance

The role of a Junior Associate in SBI provides a secure and stable job environment with a balanced work-life schedule. Unlike private sector jobs, SBI offers fixed working hours and significant holidays, ensuring employees can maintain a healthy work-life balance.

SBI December Recruitment 2024 Key Dates

Event	Date
Application Start Date	17 December 2024
Application End Date	07 January 2025
Preliminary Exam Date	February 2025
Main Exam Date	March/April 2025

Important Links Section

To help candidates easily access all necessary resources, here is the list of official links for the SBI Junior Associate Recruitment December 2024:

Document	Link
Official Notification PDF	Download Here
Circle-Wise Vacancy Details	Download PDF
Apply Online	Click Here to Apply
SBI Careers Page	Visit Here

Candidates are encouraged to keep these links bookmarked for seamless access to the official documents and application portal.

(FAQs) – SBI Junior Associate Recruitment December 2024